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each year, millions of americans sink further into debt and the sad truth is that most americans have been conditioned to believe that debt is a normal part of life. if credit problems are adversely affecting your life, there are ways to improve your financial situation, and credit hell: how to dig out of debt can show you how. written by howard s. dvorkin----a nationally known expert in the debt counseling field----credit hell walks you through the "getting--out--of--debt" process from assessing the state of your finances and developing a budget, to negotiating with your creditors, consolidating your debts, and rebuilding your finances after your money troubles are over. filled with in--depth insights and practical advice, this user--friendly guide: * shows you how to deal with important debts like your mortgage, car loans, and taxes owed to the irs * discusses why having a good credit history and a high credit score is important; how to order your credit report from each of the three national credit reporting agencies; and what you can do to improve your score and correct problems in your credit records * educates you about important laws that can protect you when applying for credit, using credit, or if a debt collector is hounding you * explains when filing for bankruptcy is your best option and provides you with an overview of the process if you want to dig yourself out of debt and stay out of debt in the future, pick up credit hell and discover the best way to regain control of your financial life. show more (1)
in the first decade of life, children become bilingual in different language learning environments. many children start learning two languages from birth (bilingual first language acquisition). in early childhood hitherto monolingual children start hearing a second language through daycare or preschool (early second language acquisition). yet other hitherto monolingual children in middle childhood may acquire a second language only after entering school (second language acquisition). this element explains how these different language learning settings dynamically affect bilingual children's language learning trajectories. all children eventually learn to speak the societal language, but they often do not learn to fluently speak their non-societal language and may even stop speaking it. children's and families' harmonious bilingualism is threatened if bilingual children do not develop high proficiency in both languages. educational institutions and parental conversational practices play a pivotal role in supporting harmonious bilingual development (1)
simultaneously a handbook and a critique of one, beyond craft combines an orientation to the field of creative writing with an insight into current scholarship surrounding creative writing pedagogy. a much-needed alternative to the traditional craft guide, this text pairs advice and exercises on composition with an illuminating commentary on the issues surrounding these very techniques. teaching the craft whilst apprising students of the issues of craft pedagogy, this book allows them to gain an awareness of how current pedagogy comes at the expense of larger and increasingly relevant cultural concerns. westbrook and ryan bring emerging writers into the larger conversations that define the field, inviting them to: - contextualize their own writing practices and educational experiences in relation to the history of creative writing as an academic discipline. - determine how new critical lore and romantic mythology may affect—even distort—their understanding of literary production. - critically examine their notions of authorship, collaboration, and invention in relation to contemporary literary and rhetorical theory. - understand and evaluate the economic, social, political, and professional challenges facing creative writers today. - analyze the contemporary literary marketplace not only to identify potential publication contexts but also to understand how issues of diversity and bias affect writing communities. - reflect on how increasingly rapid technological developments may affect their own writing and the future of literature. earnestly self-aware throughout, beyond craft both inducts new writers into the field of creative writing and infuses them with an understanding of the wider dialogue surrounding their craft (1)

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1 图书 Beyond Craft
责任者 James Ryan^^Steve Westbrook

出版信息 Bloomsbury Academic and Professional ,2020

ISBN 978-1-350-11945-1

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James Ryan^^Steve Westbrook.Beyond Craft.Bloomsbury Academic and Professional,2020.
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Beyond Craft

James Ryan^^Steve Westbrook.Bloomsbury Academic and Professional,2020.
2 图书 Bilingual Development in Childhood
责任者 Annick De Houwer

出版信息 ,13/05/2021

ISBN 978-1-108-79139-7

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Annick De Houwer.Bilingual Development in Childhood.,13/05/2021.
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Bilingual Development in Childhood

Annick De Houwer.,13/05/2021.
3 图书 Credit Hell: How to Dig Out of Debt
责任者 Dvorkin, Howard S

出版信息 Wiley ,2005

ISBN 978-0-47173-753-7

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Dvorkin, Howard S.Credit Hell: How to Dig Out of Debt.Wiley,2005.
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Credit Hell: How to Dig Out of Debt

Dvorkin, Howard S.Wiley,2005.

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